Do You Need More Life Insurance?

We often hear about people who own very small life insurance policies—valued at around $10,000—in order to cover the costs of their own funeral. But is that really enough coverage? Though coverage needs vary from person to person, it’s safe to say that this is not adequate coverage in many cases.

When determining the right amount of life insurance, you must consider the needs of your family beyond your life. Without your income, would your spouse be able to continue making mortgage payments and funding the care of your children? Would your kids be able to attend college? Would your family be able to take a break from worry and go on the occasional vacation?

A good life insurance policy should not only cover your own funeral expenses, but it should also allow your loved ones to continue living the lives they’re accustomed to. It’s hard enough going on without you, but the benefits left behind can make finances much easier so your family can continue making ends meet for years to come.

Ready to learn more about purchasing enough life insurance to support your family? Contact your independent insurance agent, who will assess your unique needs and make recommendations accordingly. In addition he or she will shop for policies on your behalf to find you great coverage within your budget.

We’ll assist you in finding the right coverage. Call Shankland Insurance at 641-228-7436 for more information on Charles City life insurance.